Not Sure Where to Start?
Sort the facts into a clear first step, even if you do not know the name of the problem.
Start With the Most Recent Letter
If you have a notice, find the agency, notice number, tax year, and response date. Read every page before choosing a service or making a payment. A proposed adjustment, missing-return request, and unpaid balance require different responses.
Find Out What Is Missing
List the tax years involved. For each year, record whether you filed, whether the return was accepted, and whether there is an unpaid balance. Keep federal and state matters separate.
If Money Is Already Being Taken
A bank or wage levy needs prompt attention. Obtain the order details, identify the agency, and review the response instructions. Do not wait for a consultation or assume that asking for help stops collection.
If the Balance Is Correct but Unaffordable
Compare a payment plan, financial-hardship review, and other agency options. Gather income, essential expenses, and asset information before committing to a monthly amount.
Choose Your Next Step
Use the topic links below to read the relevant primer. You can contact the agency directly, explore free assistance, or ask a qualified professional for a defined service. Start with the work needed for your situation.
Find Your Starting Point
Official Sources
IRS: Understanding Your CP14 Noticewww.irs.govIRS: Understanding Your CP2000 Series Noticewww.irs.govIRS: Levywww.irs.govIRS: Payment Plans and Installment Agreementswww.irs.govGeneral education, not a case-specific tax or legal determination. Agency instructions and the deadlines on your own notice control. Keep sensitive records in your secure files.
